Home/Shopkeeper’s Insurance

Standard Fire and Special Perils Policy

This is a package insurance which covers the following set of perils:

Perils Covered:

• Fire
• Lightning
• Explosion / Implosion
• Aircraft damage
• Riot, Strike, Malicious damage (RSMD Perils)
• Storm, Tempest, Flood, Inundation, Hurricane,Cyclone, Typhoon and Tornado. (STFI)
• Impact by any Rail/ Road vehicle or animal belonging to third parties.
• Subsidence / Landslide including rockslide.
• Bursting and / or overflowing of water tanks, apparatus.
• Leakage form Automatic Sprinkler Installation. Missile Testing Operation.
• Pollution or contamination resulting from any of the above perils.
• Any insured peril resulting from pollution and contamination.
• Bush Fire